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PREVIOUS：It is a mutually beneficial program because it offers both the referrer & the referee the chance to earn incentives and rewards. The BHIM app offers users real financial benefits by offering cashback on transactions, merchant payment discounts, and other incentives for using it for their digital payment needs. Also, users can help digital payments expand in India by taking part in the Refer & Earn program.NEXT：By providing incentives to both referrers and referees, the program is pushing more individuals to investigate digital payment solutions like the BHIM app, which will ultimately increase the uptake of these technologies among various societal groups. Also, the program is cultivating a community of users dedicated to promoting cashless transactions by building a network of people who are actively using digital payments through referrals. By encouraging people to tell others about their positive experiences, this community-based approach can help accelerate the adoption of digital payments and create a domino effect that boosts e-commerce overall. In conclusion, the BHIM App Refer and Earn program presents a special chance for users to gain incentives and support the expansion of digital payments in India. People can actively encourage a cashless economy and earn cashback, transaction discounts, and other incentives by encouraging their friends and family to use the BHIM app. The program drives adoption across various societal segments and offers concrete advantages to referrers & referees alike.

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