Penalty points in Rummy Gold are normally determined by your hand's remaining card value when you drop out. This implies that in order to reduce your penalty points and keep playing if you have high-value cards in your hand, all rummy appit might be more advantageous to do so. The positions of your opponents should also be taken into account when determining whether to end a round. It might be wiser to keep playing if you see that one or more of your opponents is about to win the round in order to prevent them from forming sets and runs. However, it might be more advantageous to withdraw in order to reduce your penalty points if none of your opponents appear to be in contention.

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